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Why do you require an insurance rider from the client?
Insurance providers do not allow policy holders to sublet or rent their insurance coverage to a third party such as an individual renting the facility. Therefore, anyone renting the facility for an event such as a wedding and/or reception or other event is required to provide their own insurance covering the Fox Island Preservation Society and the Chapel. Our experience is that most homeowners insurance policies will provide the required certificate at no or minimal cost. If your insurance provider will not supply the required certificate, you will need to purchase a Short Term Special Event Policy. These policies are provided at varying prices. Should you elect to rent the Chapel, it is advisable to check with your insurance carrier prior to contacting the Chapel to assure that you can meet this requirement. Additional details are provided in the Use Agreement. Also see Insurance Certificate Letter by clicking on this title.
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